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Home loan

Home loan is a secured loan offer to individuals who wish to purchase or construct a residential/ commercial property. Borrower can also get a home loan to buy a plot or construction on it. Lenders mortgage the property as a security till the repaymemt of the loan.Financial institution will hold the title or deed of the property till the loan has been paid back with the interest due for it. Lenders provide 75%-90% of market value of the property depending on loan amount. Banks provide 20-30 years tenure on Home loan and are repaid in EMIs spread over a fixed term. Age of the borrower will determine home loan tenure. Home loans are classified into two categories based on fixed or floating rate of interest. Pre payment and part payment charge varies bank to bank depending upon nature of loan.

Loan Mudra is a leading Home Loan Services provider company based in Delhi NCR. We assist in offering the best deal for Home Loan services with minimum interest rate. Our Team of experienced and qualified advisors helps you to know about all plans and offers for home loan.We have associated with reputed Government and Private Sector banks for Home Loan Services. We give you the best analytical recommendations as per banks current terms & conditions as well as we try our level best to get avail you Home Loan.

Required Documents :-

  Salaried   Self Employed Businessman   Self Employed Professionals
  Signed Application form with photograph   Signed Application form with photograph   Signed Application form with photograph
  Identity Proof
  (PAN Card, Voter Card, Passport, UID etc)
  Identity Proof
  (PAN Card, Voter Card, Passport, UID etc)
  Identity Proof
  (PAN Card, Voter Card, Passport, UID etc)
  Residence Proof
  (Voter Card, Passport, UID, Utility Bill)
  Residence and Office Address Proof   Residence and Office Address Proof
  Latest 3 months Salary Slip   Last 3 yrs I.T.R. with Computation of Income, Balance Sheet and  Profit & Loss Account  (Self + Business)   Last 3 yrs I.T.R. with Computation of Income, Balance sheet and  Profit & Loss Account  (Self+Business)
  Last 2 yrs Form-16   Business Profile, Business Existence Proof, Educational Degree   Business Profile, Business Existence Proof, Educational Degree
  Last 6 months Bank statement Salary Account   Last 1 yr Bank statement ( Self + Business )   Last 1 yr Bank statement ( Self + Business )
  Other Loan Obligation Proof   Other Loan Obligation Proof   Other Loan Obligation Proof
  Admin Fee Charges   Admin Fee Charges   Admin Fee Charges
  Property Papers Photocopy   Property Papers Photocopy   Property Papers Photocopy

Banks rates and charges-

9.85% -9.90%Interest Rates
9.90% -11%Interest Rates
9.85% -10.50%Interest Rates
9.90% -10.40%Interest Rates
9.75% -10.15%Interest Rates
9.90% -11.5%Interest Rates
9.90% -11%Interest Rates
10.25% -11%Interest Rates
75% -80%Loan to Property Value
75% -80%Loan to Property Value
75% -85%Loan to Property Value
75% -80%Loan to Property Value
UPTO-80%Loan to Property Value
75% -85%Loan to Property Value
75% -80%Loan to Property Value
75% -80%Loan to Property Value

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